Apr 02, The tree is on a neighbor’s property.
Comprehensive coverage will repair damages to both fallen trees due to wind and snow, plus other forms of storm damage such as hail damage.
If a tree on a neighbor’s property falls and damages your car, they may be responsible. You will still file a claim with your auto insurance company. However, if it can be proven that the tree fell due to your neighbor’s negligence, their homeowners insurance should cover your claim. If it costs 3, to repair your car after it's damaged by a fallen tree, you would pay yourdeductible and your insurer would pay the remaining 2, Your comprehensive coverage limit comes into play if your car is completely destroyed by a stumpcleanup.barted Reading Time: 5 mins.